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SPECIALISING IN WOMEN'S FINANCIAL INDEPENDANCE
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Mortgage Broker Sharni
Working with Sharni is a supportive and seamless experience. From your first chat, she listens to your goals and helps you feel prepared. She guides you step-by-step, ensuring you have the right documents with a tailored checklist. With her expertise, the application process is smooth, stress-free, and set up for success. When approval comes through, it’s time to celebrate—whether it’s a new home, renovations, or better financial freedom. Sharni is with you every step of the way!
Let's connect: Getting in touch to discuss yoru property or finance goals, Let's get you prepared.
Guidance for what you need: Supportive questions by Sharni will guide you to the documents you need for loan application. A handy checklist that is tailored to you, keeps your process simple.
Confirming details and Id's: this easy step is one step closer to yoru finance application.
application Process: no need to cross your fingers! Sharni ensures you are ready for application and supports the application process for your success.
Approval & Settlement: Celebrate you're ready for your new home, renovations or lower repayments.
Click and complete the loan discovery form - less than 5 minutes and sharni will be in touch.
Frequently Asked Questions
What documents do I need to apply for a mortgage?
You’ll typically need proof of income, bank statements, and identification/Drivers Licence. Specific requirements may vary by lender and Sharni will guide you if there are any other requirments for you.
How much can I borrow for my mortgage?
Your borrowing amount depends on your income, credit score, deposit, and debt-to-income ratio. A pre-approval can give you a clearer estimate.
What’s the difference between a fixed-rate and variable-rate mortgage?
A fixed-rate mortgage has a steady interest rate throughout the term, while a variable-rate mortgage has a rate that fluctuates.
Do I need pre-approval?
It isn't neccessary however it can be very beneficial in getting your finance approved quickly when you put an offer on a house. It can also be a pursuasive reference when making an offer in a competitive market. Your pre-approval is a clear indication of your readiness to be approved and settle and your borrowing capacity.
How long does the mortgage approval process take?
The application can be approved as fast as a few days. However, there are a few considerations regarding the timeline for approval. If you have pre-approval or provide your documents quickly the application process is smooth and quick.
What's the difference working with Sharni?
Sharni is professional, experienced and knowledgeable about the lending process and the different options and banks most suited to your circumstances. She purchased her first property in her 20's, a Commercial property for her Cafe business. Sharni is a strong advocate for Women attaining financial independance at any age. Understanding the lending challenges of women who are - single income earners, younger, older or have government subsidies as an income. Sharni is solution focused, understanding and knows how to navigate the lending challenges so you can reach your financial goals.
Above all Sharni is approachable, so reach out to her and have a conversation ... you could be much cloaser to yoru goals than you think.
Testimonials
From start to finish, the mortgage process was seamless. The team provided clear guidance, answered all my questions, and helped me secure a fantastic rate. I felt confident and supported every step of the way!
— Mark T.
Working with this lender made my refinancing process so easy! Their transparent approach and personalized options were exactly what I needed. I’m now saving money each month, and the entire experience was stress-free.
— Sarah J.
Get In Touch
Hours
Monday – Friday 9.00am - 6.00pm
Sat by appointment
Sunday – CLOSED
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